Rolling Over a 401(k) into Physical Gold: An Observational Study In recent years, the financial landscape has witnessed a growing trend among investors seeking alternative assets to hedge against market volatility and inflation. One such alternative is the conversion of retirement savings, particularly 401(k) plans, into physical gold. This observational research article delves into the motivations, processes, and implications of rolling over a 401(k) into physical gold, illustrating the experiences of individuals who have made this transition. Understanding the 401(k) Rollover A 401(k) rollover occurs when an individual transfers their retirement savings from a 401(k) plan to another retirement account, often an Individual Retirement Account (IRA). This process can be initiated for various reasons, including job changes, retirement, or a desire for more control over investment choices. In recent years, the option to roll over funds into a self-directed IRA that allows for the purchase of physical gold has gained popularity. The Appeal of Physical Gold Gold has historically been viewed as a safe haven asset, particularly during times of economic uncertainty. Its intrinsic value, scarcity, and universal acceptance make it an attractive option for preserving wealth. Observational data from financial advisors and investment seminars suggest that many individuals are turning to gold as a hedge against inflation and currency devaluation. The 2020 COVID-19 pandemic, which led to unprecedented economic disruptions, further fueled interest in gold as a reliable store of value. Motivations for the Rollover Interviews with individuals who have rolled over their 401(k) into physical gold reveal several common motivations: Inflation Hedge: Many individuals express concerns about rising inflation eroding the purchasing power of their savings.